10 Money Saving Tips from ACCU

Today's post is brought to you by America's Christian Credit Union (ACCU).

ACCU  is a partner of Medi-Share as they are a key component in how the healthcare sharing process works. Rather than having Medi-Share members mail their checks directly to each other, shares are desposited voluntarily into individual credit union accounts with ACCU and then facilitated among members by Medi-Share. We're very blessed to have ACCU to make this process easier and more convenient for all our members.

Tip #1: Pick one day of the month to pay all your bills.

This way you can avoid “surprise” late charges. Staying on track with a plan for every money-making decision, regardless of how big or small, is the key to being a good steward. Keep track of your money through a Christian organization such as America’s Christian Credit Union.

 Tip #2: Stop paying checking or debit card fees.
Open a free checking account with a financial institution that offers free checking like with America’s Christian Credit Union. Saving money where you can adds up over time, so why not take advantage of money-saving opportunities when you can?

Tip #3: Write a list of what you value.
Spend money there, and trim expenses everywhere else possible. Value your family’s healthcare? Check out Medi-Share, the biblical healthcare option that allows you to save money while helping other Christians.

 Tip #4: Consider opening a savings account for a single purpose and “stash” away some extra money to prevent impulse spending.
Staying in control and following a plan is not only good stewardship, but also the mark of wisdom. To learn more about savings accounts, visit AmericasChristianCU.com.

 Tip #5: Bring your lunch from home and buy snacks in bulk.
It'll  keep you from trips to the vending machine and avoid spending extra money. Now your wallet can get fatter— not your waistline. Need help figuring out health recipes? Sign up for a free profile on Healthy Church, powered by Christian Care Ministry.

Tip #6: Try tracking every penny you spend for one week
You may be surprised to see how much money you’re investing in your coffee habit. Having a budget and sticking to the plan will help you track and save money.  Keep track of your money through a Christian organization such as America’s Christian Credit Union.

 Tip #7: Make sure you sign-up for all the electronic services your financial institution offers.
These savvy services save paper, time and postage. Good for the environment and good for your wallet.  Who can argue with that? Check out Medi-Share’s partner, America’s Christian Credit Union’s electronic services.

Tip #8: Make your payments on time to avoid costly fees and extra finance charges.
You work hard for your money, so don’t throw it away. When you’re financially aware, not only will you avoid paying unnecessary fees, but you’ll enjoy reduced stress by always allowing you to be aware of what’s going on with your finances. For more money-saving tips, visit America’s Christian Credit Union.

Tip #9:   Request your free credit report once a year to spot errors or creditor issues that need to be addressed.
Identity theft can be costly and time consuming. Be proactive in your financial safety. For more money-saving tips, visit America’s Christian Credit Union.

 Tip #10: It’s never too early or too late to save for retirement.
Are you ready or have you started?  Start considering options available to you. The sooner you start, the better off you’ll be. Learn more about America’s Christian Credit Union’s retirement saving options.